SUMMARY OF BENEFITS FOR HCP-HMO FAMILY PLANS
| BENEFITS | ELITE | PREMIUM | STANDARD |
| General Consultation | Yes | Yes | Yes |
| Specialist Consultation | Yes | Yes | 3 x a year |
| Drugs and Medications | Yes | Yes | Yes |
| Routine Laboratory Investigations | Yes | Yes | Yes |
| Simple Ultrasound Scan | Yes | Yes | Yes |
| Simple X-rays | Yes | Yes | Yes |
| Specialist Investigations I: CT Scan, EEG, ECG | Yes | Yes | No |
| Specialist Investigations II: Echo | Three times a year | Once in a year | No |
| Specialist Investigations III: MRI | Two times a year | No | No |
| Accident & Emergency Care Services (within scope of benefits & overall limit) | Yes | Yes | Yes |
| Hospitalization | Private Ward | Semi Private Ward | Standard Ward |
| Health Promotions and Counselling | Yes | Yes | Yes |
| Annual Medical Examination | Yes | Yes | No |
| Diagnostic procedure & investigation | Yes | Yes | No |
| Minor surgery | Yes | Yes | Yes |
| Intermediate surgery | Covered up to ₦150,000 | Covered up to ₦100,000 | Covered up to ₦75,000 |
| Major Surgery | Covered Up to ₦150,000 | Covered up to ₦100,000 | No |
| Optical/Ophthalmology consultations | Yes | Yes | Yes |
| Provision of lenses/frames | Covered up to ₦15,000 every 2 years | Covered up to ₦10,000 every 2 years | Covered up to ₦7,500 every 2 years |
| Ophthalmology Services II (Glaucoma Surgery/Cataract Extraction) | Covered up to ₦40,000.00 | No | No |
| Dental care Consultations | Three times a year | Twice a year | Once a year |
| Dental care: Simple Amalgam filling, Simple Extraction, Scaling & Polishing | Covered up to ₦40,000.00 | Covered up to ₦30,000.00 | Covered up to ₦20,000.00 |
| Physiotherapy Services | 8 sessions | 6 sessions | 2 sessions |
| Meals | Yes | Yes | Yes |
ELITE: ₦570,000.00
PREMIUM: ₦450,000.00
STANDARD: ₦390.000.00
As Occupational Based HMO, all our plans reflect preventive, promotive and curative components of healthcare delivery services.
Our Family Plans are carefully designed to minimized exclusions and avoid co-payments.
A Family is couple plus 4 Children, an additional enrolee will be admitted as Individual.